Each day when I open my Excel file and input the current price of my stocks I just hope the end formula result gives me a greener picture :)
Yes, i've been bitten by the Trading bug too....and I continue to keep my fingers crossed!!!
Friday, December 19, 2008
Friday, December 5, 2008
Random : 4th Dec
When it rains it pours...but today was like a cloud burst ...just that the clouds were everywhere...at work , at home , on the road....
but I remember my sister telling me...even the most difficult day ends somewhere..and then...it doesnt seem that bad afterall...
but I remember my sister telling me...even the most difficult day ends somewhere..and then...it doesnt seem that bad afterall...
Sunday, November 16, 2008
Im back too!
I'll take the easy route and blame the company IT policies for not keeping this space updated...since everyone's been writing about all the action in the meantime...i reckon I should do so too...
I've been blessed with a new Four wheeler ---I missed my dear Alto..while I am happy with my new Santro...
Sold my two wheeler...but all the fond memories remain...
Cut my hair really short....something i've been wanting to do since ages.
Inducted a New member into the family...friend turned Co sister...
Lost a member in the family...
Buzo's all grown up into a handsome young boy...although the transition from a pup to a good dog...ive turned myself from mummy to foster mom...all thanks to my mom for stepping in saving all the trouble ...( as always )...
Watched some phaltu / good movies in the meanwhile...
Missed a holiday....
Trying to get into an workout regime...
Completed a Medidation course...
To top it all....completed one year of married life!
So long!!!! Will try to keep this space filled with the happenings....
I've been blessed with a new Four wheeler ---I missed my dear Alto..while I am happy with my new Santro...
Sold my two wheeler...but all the fond memories remain...
Cut my hair really short....something i've been wanting to do since ages.
Inducted a New member into the family...friend turned Co sister...
Lost a member in the family...
Buzo's all grown up into a handsome young boy...although the transition from a pup to a good dog...ive turned myself from mummy to foster mom...all thanks to my mom for stepping in saving all the trouble ...( as always )...
Watched some phaltu / good movies in the meanwhile...
Missed a holiday....
Trying to get into an workout regime...
Completed a Medidation course...
To top it all....completed one year of married life!
So long!!!! Will try to keep this space filled with the happenings....
Saturday, July 19, 2008
I ticked two things off my list
My recent trip to AU was extremely eventful. Some for good and soe=me for bad.
But few things I can tick from my list...
Chopper ride over one of the most beautiful places ...12 apostles
Tried my luck with Gambling amd made 50 dollars as well
Some snaps
Thursday, April 17, 2008
A simple analogy:Subprime crisis Demystified
A simple story to understand the "asset build-up" leading to the subprime crisis in the US.
Once there was a little island country. The land of this country was the tiny island itself. The total money in circulation was 2 dollar as there were only two pieces of 1 dollar coins circulating around.
1) There were 3 citizens living on this island country. A owned the land. B and C each owned 1 dollar.
2) B decided to purchase the land from A for 1 dollar. So, A and C now each own 1 dollar while B owned a piece of land that is worth 1 dollar.
The net asset of the country = 3 dollar.
3) C thought that since there is only one piece of land in the country and land is non produceable asset, its value must definitely go up. So, he borrowed 1 dollar from A and together with his own 1 dollar, he bought the land from B for 2 dollar.
A has a loan to C of 1 dollar, so his net asset is 1 dollar.
B sold his land and got 2 dollar, so his net asset is 2 dollar.
C owned the piece of land worth 2 dollar but with his 1 dollar debt to A, his net asset is 1 dollar.
The net asset of the country = 4 dollar.
4) A saw that the land he once owned has risen in value. He regretted selling it. Luckily, he has a 1 dollar loan to C. He then borrowed 2 dollar from B and and acquired the land back from C for 3 dollar. The payment is by
2 dollar cash (which he borrowed) and cancellation of the 1 dollar loan to C.
As a result, A now owned a piece of land that is worth 3 dollar. But since he owed B 2 dollar, his net asset is 1 dollar.
B loaned 2 dollar to A. So his net asset is 2 dollar.
C now has the 2 coins. His net asset is also 2 dollar.
The net asset of the country = 5 dollar. A bubble is building up.
(5) B saw that the value of land kept rising. He also wanted to own the land. So he bought the land from A for 4 dollar. The payment is by borrowing
2 dollar from C and cancellation of his 2 dollar loan to A.
As a result, A has got his debt cleared and he got the 2 coins. His net asset is 2 dollar.
B owned a piece of land that is worth 4 dollar but since he has a debt of 2 dollar with C, his net Asset is 2 dollar.
C loaned 2 dollar to B, so his net asset is 2 dollar.
The net asset of the country = 6 dollar. Even though, the country has only one piece of land and 2 Dollar in circulation.
(6) Everybody has made money and everybody felt happy and prosperous.
(7) One day an evil wind blowed. An evil thought came to C's mind. "Hey, what if the land price stop going up, how could B repay my loan. There is only 2 dollar in circulation, I think after all the land that B owns is worth at most 1 dollar only."
A also thought the same.
(8) Nobody wanted to buy land anymore. In the end, A owns the 2 dollar coins, his net asset is 2 dollar. B owed C 2 dollar and the land he owned which he thought worth 4 dollar is now 1 dollar. His net asset become -1 dollar.
C has a loan of 2 dollar to B. But it is a bad debt. Although his net asset is still 2 dollar, his Heart is palpitating.
The net asset of the country = 3 dollar again.
Who has stolen the 3 dollar from the country ?
Of course, before the bubble burst B thought his land worth 4 dollar.
Actually, right before the collapse, the net asset of the country was 6 dollar in paper.
The net asset of the country = 3 dollar again.
(9) B had no choice but to declare bankruptcy. C as to relinquish his 2 dollar bad debt to B but in return he acquired the land which is worth 1 dollar now.
A owns the 2 coins, his net asset is 2 dollar. B is bankrupt, his net asset is 0 dollar. ( B lost everything ) C got no choice but end up with a land worth only 1 dollar (C lost one dollar) The net asset of the country = 3 dollar. There is however a redistribution of wealth. A is the winner, B is the loser, C is lucky that he is spared.
Once there was a little island country. The land of this country was the tiny island itself. The total money in circulation was 2 dollar as there were only two pieces of 1 dollar coins circulating around.
1) There were 3 citizens living on this island country. A owned the land. B and C each owned 1 dollar.
2) B decided to purchase the land from A for 1 dollar. So, A and C now each own 1 dollar while B owned a piece of land that is worth 1 dollar.
The net asset of the country = 3 dollar.
3) C thought that since there is only one piece of land in the country and land is non produceable asset, its value must definitely go up. So, he borrowed 1 dollar from A and together with his own 1 dollar, he bought the land from B for 2 dollar.
A has a loan to C of 1 dollar, so his net asset is 1 dollar.
B sold his land and got 2 dollar, so his net asset is 2 dollar.
C owned the piece of land worth 2 dollar but with his 1 dollar debt to A, his net asset is 1 dollar.
The net asset of the country = 4 dollar.
4) A saw that the land he once owned has risen in value. He regretted selling it. Luckily, he has a 1 dollar loan to C. He then borrowed 2 dollar from B and and acquired the land back from C for 3 dollar. The payment is by
2 dollar cash (which he borrowed) and cancellation of the 1 dollar loan to C.
As a result, A now owned a piece of land that is worth 3 dollar. But since he owed B 2 dollar, his net asset is 1 dollar.
B loaned 2 dollar to A. So his net asset is 2 dollar.
C now has the 2 coins. His net asset is also 2 dollar.
The net asset of the country = 5 dollar. A bubble is building up.
(5) B saw that the value of land kept rising. He also wanted to own the land. So he bought the land from A for 4 dollar. The payment is by borrowing
2 dollar from C and cancellation of his 2 dollar loan to A.
As a result, A has got his debt cleared and he got the 2 coins. His net asset is 2 dollar.
B owned a piece of land that is worth 4 dollar but since he has a debt of 2 dollar with C, his net Asset is 2 dollar.
C loaned 2 dollar to B, so his net asset is 2 dollar.
The net asset of the country = 6 dollar. Even though, the country has only one piece of land and 2 Dollar in circulation.
(6) Everybody has made money and everybody felt happy and prosperous.
(7) One day an evil wind blowed. An evil thought came to C's mind. "Hey, what if the land price stop going up, how could B repay my loan. There is only 2 dollar in circulation, I think after all the land that B owns is worth at most 1 dollar only."
A also thought the same.
(8) Nobody wanted to buy land anymore. In the end, A owns the 2 dollar coins, his net asset is 2 dollar. B owed C 2 dollar and the land he owned which he thought worth 4 dollar is now 1 dollar. His net asset become -1 dollar.
C has a loan of 2 dollar to B. But it is a bad debt. Although his net asset is still 2 dollar, his Heart is palpitating.
The net asset of the country = 3 dollar again.
Who has stolen the 3 dollar from the country ?
Of course, before the bubble burst B thought his land worth 4 dollar.
Actually, right before the collapse, the net asset of the country was 6 dollar in paper.
The net asset of the country = 3 dollar again.
(9) B had no choice but to declare bankruptcy. C as to relinquish his 2 dollar bad debt to B but in return he acquired the land which is worth 1 dollar now.
A owns the 2 coins, his net asset is 2 dollar. B is bankrupt, his net asset is 0 dollar. ( B lost everything ) C got no choice but end up with a land worth only 1 dollar (C lost one dollar) The net asset of the country = 3 dollar. There is however a redistribution of wealth. A is the winner, B is the loser, C is lucky that he is spared.
Monday, April 7, 2008
Its the journey that matters!
My trip to Ooty was completely unplanned and a pleasant one.
Probably the best weather during a holiday..Heavy rain and landslides didnt hamper any of the plans.
For people who wish to go there...driving via Bandipur is the best experience...it's extremely scenic , not to mention if you are lucky you can spot couple of deers , peacocks and some wild birds , boars etc
It's ideal to drive slow there....you can be rest assured that's the kind of fresh air you wont find anywhere in the City.
Here are some snaps of the journey
Probably the best weather during a holiday..Heavy rain and landslides didnt hamper any of the plans.
For people who wish to go there...driving via Bandipur is the best experience...it's extremely scenic , not to mention if you are lucky you can spot couple of deers , peacocks and some wild birds , boars etc
It's ideal to drive slow there....you can be rest assured that's the kind of fresh air you wont find anywhere in the City.
Here are some snaps of the journey
Monday, March 31, 2008
Technology or Nature!!!! I got the best of it :)
This is an image from a Moving car at about 80Kmph
. And even better...it's captured on a phone.
iphone is a super cool gadget and man i'm glad to own it :)
. And even better...it's captured on a phone.iphone is a super cool gadget and man i'm glad to own it :)
Sunday, March 16, 2008
Friday, February 29, 2008
Thursday, February 21, 2008
The new age awareness
Long TV hours , sobbing wives , ideal couples , scandals , glamorous vamps ...if you thought K - series were only this , you are wrong!
You can call it enterprising or using prime time efficiently , but the Mumbai Traffic police has a tie up with the K-series producers to drive social messages on things such as:
- Wearing a helmet while riding.
- Not talking on the phone wile riding.
I find it extremely innovative to be driving such messages through family soaps. Mommies / Wives so go on and drive this message further!
Kudos to the new age awareness medium! And cheers to Collaboration!
You can call it enterprising or using prime time efficiently , but the Mumbai Traffic police has a tie up with the K-series producers to drive social messages on things such as:
- Wearing a helmet while riding.
- Not talking on the phone wile riding.
I find it extremely innovative to be driving such messages through family soaps. Mommies / Wives so go on and drive this message further!
Kudos to the new age awareness medium! And cheers to Collaboration!
Wednesday, February 20, 2008
ಒಂದು ಯೋಚನೆ!
ಕನ್ನಡವನ್ನು ಬರೆದು ತುಂಬ ವರುಷವದಾರು ಈ ನನ್ನ ಪ್ರಯತ್ನ ವ್ಯರ್ಥವಲ್ಲ. ನನ್ನ ಅನಿಸಿಕೆಯನ್ನು ಬರೆಯಲು ಬಹಳ ಯೂಚನೆಗಳಿದೆ ಆದರೆ ಅದನ್ನು ಸ್ಪಷ್ಟವಾಗಿ ಬರೆಯಲು ಶಬ್ದಗಳಿಲ್ಲ್.
ನಾವು ನಮ್ಮ ಜೀವನವನ್ನು ಕೆಲಸಕ್ಕೆ ಅರ್ಪಿಸುತ್ತೇವೆ. ಆದರೆ ಆ ಕೆಲಸದಿಂದ ಸಂತೋಷವಾಗಿ ಬಳುವುದಿಲ್ಲ.ಮನುಷ್ಯನಿಗೆ ಊಟ,ಜಲ,ಗಾಳಿ ಎಷ್ಟು ಅಗತ್ಯವೋ ಅಷ್ಟೆ ಅಗತ್ಯ ಸಂತೋಷ.
ಪ್ರತಿ ದಿನ ನಿಮ್ಮ ಜೀವನದಲ್ಲಿ ೫ ನಿಮಿಷ ನಿಮಗಾಗಿ ಬಾಳಿ , ಜೀವನ ಸಂತಸದಿಂದ ಬಾಳಬಹುದು!
Friday, February 15, 2008
Potluck!!!
Had a good gathering at work today. Saved cleaning the dishes today.
So here goes the menu.
So here goes the menu.
- Roti
- Chicken masala
- Pepper chicken
- Kheema masala
- Jeera Rice
- Rajma masala
- Potato Sabji
- White Rice
- Mishti dahi ( to be read as dohi)
- Lemonade
Burp ! :)
Monday, February 11, 2008
My career has a new dimension :)
I have been doing time pass from the past 2 months !!!! Uffff ! My Work Rocks :)
Monday, February 4, 2008
Post Marriage obligations..Err
I wouldn't dare call visiting a temple or praying an obligation unless it comes the way I describe it below.
So , being married has it's own Pros and Cons. Let's leave the categorisation apart..it also comes with a whole lot of pressure to please your new found and your own family. And the topic closest to both would always be " TEMPLES ". Often this is covered with the argument around God is Omnipresent...I dont need to visit a temple to pray....I dont know if this has worked ever....
This visit ( Termed as Long overdue ) resulted in us visiting close to 20 temples so far. Whoosh ....it takes a whole lot of planning , energy to cover so much in such less time.
Neverthless it's a thing to be married into a God Fearing family...it didnt hit me hard considering I grew up in one like that.
My trip has been so great...contrary to what I presumed it to be.....( An Obligation )
Started off from Bangalore....stayed over at Hubli.....left to Karwar...stayed over there....went to Goa....came back to Belguam...Hubli...and way back Home....( Can you believe ...the whole thing was over and done in 3 days )....Man I am amazed..!!!!
The second part...Bangalore...Doddaballapur ( Temple )....Bangalore.
The third part of it....Bangalore...Bhavani....Salem....Namakkal....Bangalore
More to come....as of now...these are done.
With all this...God save me! I hope you are listening to me !
So , being married has it's own Pros and Cons. Let's leave the categorisation apart..it also comes with a whole lot of pressure to please your new found and your own family. And the topic closest to both would always be " TEMPLES ". Often this is covered with the argument around God is Omnipresent...I dont need to visit a temple to pray....I dont know if this has worked ever....
This visit ( Termed as Long overdue ) resulted in us visiting close to 20 temples so far. Whoosh ....it takes a whole lot of planning , energy to cover so much in such less time.
Neverthless it's a thing to be married into a God Fearing family...it didnt hit me hard considering I grew up in one like that.
My trip has been so great...contrary to what I presumed it to be.....( An Obligation )
Started off from Bangalore....stayed over at Hubli.....left to Karwar...stayed over there....went to Goa....came back to Belguam...Hubli...and way back Home....( Can you believe ...the whole thing was over and done in 3 days )....Man I am amazed..!!!!
The second part...Bangalore...Doddaballapur ( Temple )....Bangalore.
The third part of it....Bangalore...Bhavani....Salem....Namakkal....Bangalore
More to come....as of now...these are done.
With all this...God save me! I hope you are listening to me !
Saturday, February 2, 2008
Long lost interest
I last held a paint brush 11 years ago and the thought was stratling !!!
Once a hobby...grew into a passion.....pride ....later a pain...
Everything has an expiry date...and this one was short lived...It took me a while to realise I have absolutely no passion apart from work :-/
I wouldnt want to call this a resolution...but would prefer to say getting back to something dear and lost...and this January 1st made me realise it.
I have made a wise investment in paints , brushes , canvas ...and I wish this lasts for long :)
Look out for this space....for a splash of colours and emotions!!!!
Once a hobby...grew into a passion.....pride ....later a pain...
Everything has an expiry date...and this one was short lived...It took me a while to realise I have absolutely no passion apart from work :-/
I wouldnt want to call this a resolution...but would prefer to say getting back to something dear and lost...and this January 1st made me realise it.
I have made a wise investment in paints , brushes , canvas ...and I wish this lasts for long :)
Look out for this space....for a splash of colours and emotions!!!!
New Year , New Page , New Me !!!!!
A new year..a new page and a new me!!!!
Here I go....
New Year started with loads of contemplation....the usual Where ? When ? How ? Who ?
So here are the details :
Guess its all a part of the game ;)
Coffee Valley
Here I go....
New Year started with loads of contemplation....the usual Where ? When ? How ? Who ?
So here are the details :
- Coffee Valley
- 7 Pals
- 2 Cars
- 29th Dec 2007 - 1st Jan 2008
- FUN !!! FUN !!! FUN !!!!
Guess its all a part of the game ;)
Coffee Valley
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